Saturday, November 20, 2021

Giving Thanks - 2021

This year there's only one contender for the top spot on my "what am I grateful for?" list: 

Good health.

Without good health, nothing else matters.  

I am blessed.  And hope you are, too.

Wishing all the bounty of the season.  Get vaccinated, wear your mask, keep your distance.  Stay healthy.

Penny Pincher

Saturday, November 13, 2021

What Is - Is.

One thing I've lost in the covid pandemic is my capacity for outrage.  I read the news (online; don't watch it on tv, I've had my fill of talking heads) and ask myself: Does this concern me personally?  Is there anything I can (or should) do about it?  If not, move on.  

The latest hue and cry is over inflation.  Social security recipients are getting the biggest COLA (5.9%) in decades for 2022.  That's the good news.  The bad news?  It's eaten up by increased Med-B premiums (14.5% increase) and INFLATION!  Yup.  Inflation.  Everything is going to cost MORE.  Don't uncork the champagne, there's nothing to celebrate.  

I say it's spinach and I say to hell with it.  Get a grip and live with it.  Prices are always going up. 

I've looked at my budget for 2022.  With a some tweaking, it will be just fine.  I'll be able to save a bit more, I'll cut some discretionary spending.  All will be well.  Belts will be worn a little tighter in 2022.

Yes, I will drink a toast to the new year.  A small champagne toast on my beer budget.

Penny Pincher