I'm re-reading John Grisham's 1991 blockbuster novel The Firm. Mitch is set up from day one: salary, house with low interest loan, BMW, signing bonus to buy clothes, and most of all, paying off his student loans. All that's before the encounter on the beach in the Caymans. He's owned by the firm. Lock, stock and barrel.
Which made me think: who owns me??? Answer: no one! I own me 100%. Why? Because I am debt free. Everything I have (condo, car, etc. etc.) is PAID FOR. Paid cash up front with money I earned during my working years. I owe no one! That's a good feeling.
Penny Pincher
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