'tis the season... to spend, spend, spend... and spend some more. It's been a horrible year; the holidays are only days away. Spending yourself to happiness may sound like the antidote to the virus gloom that surrounds us. But come January, then what? Bills! A guaranteed hangover after too much holiday cheer.
Be kind to yourself instead. If you have debt, resolve to get it paid off as soon as possible. The joy of being debt free will be the best gift you can give youself. You're worth it.
Penny Pincher (celebrating over 20 years of being debt free)
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