Lately I've been seeing a lot of Stupid Spending going on around me:
- A woman who spends on e-cigs and accessories and various juices, but whose credit card is so close to the limit she can't afford the change fee on an airline ticket she booked for the wrong date, and will miss a family event she's been anticipating for months.
- A woman who spends on a Barbie-sized washing machine (wash, no dry) to avoid going to the laundromat, but can't/won't get her car fixed so her son can get his driver's license and apply for a much-needed job.
- A woman who is out of touch with her finances to the point of overpaying some bills and not paying others, but won't consider using financial software because she won't remember to make the entries to keep it current.
As much as I am sorely tempted to open my mouth and engage in financial smackdowns, shout "approved" or "denied" when I hear of more Stupid Spending, I am reminded of one thing:
When in doubt, STFU.
Penny Pincher
Friday, October 10, 2014
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